collector car insurance without garage?

I too recently had to go through that rigamarole with various classic
car insurers. In my case, I had no garage but I keep the vehicle at at
a friend's garage. This was acceptable to some companies but not
others. Iwas all set to go with American Hobbyist Insurance and was
shot down because my regular car was "too old"". They thought a 1979
Ford F100 as a primary vehicle was not sufficiently modern to be
reliable and that I would be driving the Cadillac as a second car.

I finally added the Cadillac to my regular auto insurance policy with
a stated value of $40,000. The company is Cotton States and they
required photos, etc. They told me their research supports the $40,000
value and agreed to insure it. The cost was triple what the specialty
companies quoted but at least it's covered now.
 >> Stay informed about: collector car insurance without garage? 

Otto now look in to suspending all but comprehensive when your not
driving it. I do that with my two. Put them on and take them off all
the time. Living in Illinois there is about half a year I won't drive
them. But the comp. covers them in the garage if anything happens. As
you would be keeping the full coverage on the F100 there should not be
any hassle.

Steve E.




On Wed, 20 Aug 2008 06:08:55 -0700 (PDT), Otto Skorzeny
wrote:

>I too recently had to go through that rigamarole with various classic
>car insurers. In my case, I had no garage but I keep the vehicle at at
>a friend's garage. This was acceptable to some companies but not
>others. Iwas all set to go with American Hobbyist Insurance and was
>shot down because my regular car was "too old"". They thought a 1979
>Ford F100 as a primary vehicle was not sufficiently modern to be
>reliable and that I would be driving the Cadillac as a second car.
>
>I finally added the Cadillac to my regular auto insurance policy with
>a stated value of $40,000. The company is Cotton States and they
>required photos, etc. They told me their research supports the $40,000
>value and agreed to insure it. The cost was triple what the specialty
>companies quoted but at least it's covered now.
>
>
 >> Stay informed about: collector car insurance without garage? 

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 >> Stay informed about: collector car insurance without garage?