99 XLT steering making noises

When I turn steering eather way it makes horrible squeeling/grinding
sounds. Got out of car and pussed down on front right finder and makes
creeking sounds like metal on metal. Was told to lub bushings and see if
it works. Being a woman I am curious if this really works and grease it
and no noise. Hoping for best out come. I am sure someone can help me to
understand exactly what to do step by step. Help! Laymens terms cause I
sure don't feel like spending a hole lot to have some man tell me it is
this and that and spend every cent having it fixed.

was reading about other people with same kinda problems someone please help
so arguing can stop here. Is it power steering prob. Or can it be serious
replacement prob. A arm does make ek ek sound and I am pretty sure it is
where it mounts to frame. I know I should find shop but want to get an
openion first. whinning but not like power steering whinning. More
horrifying than just a simple turn to left whine turn to right whinning
more like did some one loosen something or did I loose something down the
road. Can feel the ride is much rougher on passenger side. Could it be
something with rotor?